最後更新 Last updated: 2026-07-09
繁體中文
分帳貓（以下稱「本 App」）不蒐集、不上傳、也不分享你的任何個人資料給我們——我們沒有自己的伺服器。你的記帳資料只存在你的裝置上，以及（若你開啟同步）你自己的 iCloud。
不蒐集任何個人資料。本 App 沒有自建帳號、不需登入、不需註冊。你在 App 中建立的內容（消費紀錄、品項、分帳方式、轉帳、成員名稱與顏色等）儲存在你的裝置本機，不會傳送到我們或任何第三方的伺服器。
若你使用 iCloud 同步，資料會儲存在你個人的 iCloud 私人資料庫（Apple 的 CloudKit 服務），由 Apple 依其隱私權政策處理。開發者沒有伺服器，也無法存取你 iCloud 中的資料。同步使用你裝置上已登入的 Apple 帳號完成，本 App 不會取得你的 Apple ID 個人資訊。
當你主動邀請他人共用帳本時，帳本資料只會透過 iCloud 的共享機制，分享給你邀請的人。你可以隨時停止共享；停止後，對方將無法再存取共享的帳本資料。
本 App 不含任何第三方分析、廣告或追蹤 SDK，不使用廣告識別碼（IDFA），不對使用者或裝置進行追蹤。
唯一的例外：當你在多幣別（旅行）帳本主動設定匯率時，本 App 會向公開匯率服務（Exchange Rate API）發出一次匿名請求，取得「參考匯率」供你修改採用。該請求只包含幣別代碼，不含任何可識別你或你裝置的資訊；離線或取得失敗時可直接手動輸入，功能不受影響。
除了上述由你主動發起的帳本共享之外，沒有任何資料會被分享、出售或交換。
本 App 不向任何人（包含兒童）蒐集個人資料。
你的資料都在你的裝置與你自己的 iCloud。你可以在 App 內刪除消費與轉帳紀錄；刪除本 App 會一併移除裝置本機的資料；iCloud 中的資料可透過停止共享，或在 iOS「設定 ▸ Apple 帳號 ▸ iCloud ▸ 管理帳號儲存空間」中移除。
若本政策有更新（例如未來新增功能），我們會更新本頁面與上方「最後更新」日期。
如有任何隱私相關問題，請來信：chastudio365@gmail.com
English
Warimicat ("the App") does not collect, transmit, or share any of your personal data with us — we run no servers. Your records live on your device, and (if you enable sync) in your own iCloud.
Nothing. The App has no account system, no login, and no registration. Content you create (expenses, items, split settings, transfers, member names and colors, etc.) is stored locally on your device and is never sent to us or to any third party.
If you use iCloud sync, your data is stored in your personal iCloud private database (Apple's CloudKit service) and handled by Apple under Apple's privacy policy. The developer has no servers and cannot access your iCloud data. Sync uses the Apple Account already signed in on your device; the App never receives your Apple ID details.
When you invite someone to a shared ledger, the ledger is shared via iCloud's sharing mechanism only with the people you invite. You can stop sharing at any time, after which they can no longer access the shared data.
The App contains no third-party analytics, advertising, or tracking SDKs. It does not use the Advertising Identifier (IDFA) and does not track users or devices.
One exception: when you actively set exchange rates in a multi-currency (travel) ledger, the App makes a single anonymous request to a public exchange-rate service (Exchange Rate API) to offer a reference rate you can edit or replace. The request contains nothing but currency codes — no information that could identify you or your device. If you are offline or the request fails, you simply enter the rate by hand.
Other than the ledger sharing you initiate yourself, no data is ever shared, sold, or exchanged.
The App does not collect personal data from anyone, including children.
Your data lives on your device and in your own iCloud. You can delete expense and transfer records in the App; deleting the App removes all local data. iCloud data can be removed by stopping sharing, or via iOS Settings ▸ Apple Account ▸ iCloud ▸ Manage Account Storage.
If this policy changes (for example, when new features ship), we will update this page and the "Last updated" date above.
For any privacy-related questions, email: chastudio365@gmail.com